Pre-approval

Nothing is more important than obtaining a preapproval when buying a home - whether you're buying your first home or your dream home. A verified pre-approval letters give the seller confidence in you - the buyer. Accunet offers two levels of FREE pre-approval so you, your real estate agent, and the home seller all know how much you can afford.

The first is a credit-verified pre-approval, where we run a simple credit check to verify your credit scores along with the balances and monthly payments on other loans and leases you have. Click here to get started on your pre-approval.

The second type is full pre-approval where Accunet checks your credit plus verifies your income and liquid assets (bank accounts, investment accounts, retirement, etc.). All you have to do is fax, email or snail mail us your income documentation (we'll tell you what we need - usually just a paycheck stub and W2) and a copy of your bank or investment account statements.

No matter which pre-approval type you want, the first step is the same - call us toll free at 877-299-9797 or start the pre-approval process with any of our three on-line application options. We also have great loan programs that allow for no income and no asset verification.

If your down payment is coming from the equity in your existing home, you'll want to check out our bridge financing options. Want to buy a home with zero down payment? We can make that happen, too.

Remember, certainty can be a substitute for price in the mind of the seller. In other words, a full pre-approval letter can often convince the seller to accept a lower price because they know you're a solid buyer. It also means no surprises for you, since the only thing standing between you and final loan approval is the appraisal of the home. Writing a strong offer can also help you negotiate a lower price.

Get started on your pre-approval right now. All the information you need is in your head.