Closing

What will happen at your closing? Sounds so final - and it is. It is the final meeting of all involved - you, your real estate agent, Accunet's closing agent (either the title insurance company or an attorney), the home seller, seller's real estate agent, and the title insurance company representative. We all meet together in one room - either at Accunet, the title company, or your realtor's office - to finalize the details of your home purchase. It's when your house really becomes your property. This is where the only fee Accunet charges comes into play - a $350 loan processing fee which combines the long list of "nickel and dime" fees other lenders charge you on top of their loan processing fee. There will be other fees due at this time - which go to the title insurance company and the loan closing agent. Accunet will have a good estimate of the amount you will need to bring to closing 48 hours before the meeting. In most cases, we have the buyer bring a few hundred dollars extra and then provide a refund at closind of any excess funds. The primary document that is signed at closing is the HUD-1 Settlement Statement. This document itemizes all of the individual charges for both the buyer and seller. Accunet will have ensured you know exactly what is going on throughout the process with proactive communication - so there are no surprises at your closing.

Ready to apply? Accunet offers three uncomplicated mortgage application options. Even better, Accunet's streamlined loan process ensures your valuable time isn't wasted. If you're wondering how much money you'll need to provide out of pocket, review Accunet's down payments and closing costs. We can also offer you specific numbers with our rate and closing estimator. And just to show you how much our customers love us at closing time, our past clients have left you testimonials about their experience with Accunet.